Medicare Basics

Original Medicare Provided By The Federal Government

A black and white image of part of a hospital bed.
A drawing of a person with stethoscope and letter b.

Option #1

Supplement (Plan G) + Drug Plan (Part D)

The Basics: Offered by private insurance companies.

A black and white picture of a sign with the word " support " written on it.
  • ORIGINAL MEDICARE PART A (hospital) & PART B (medical) is provided by the federal government and is your PRIMARY insurance. It helps pay for much, but not all, of the cost for covered services and supplies.
  • PLAN G would pay SECONDARY to Original Medicare. It is our most popular supplement option & would cover all the remaining out-of-pocket costs left by Original Medicare for Medicare-approved services, including 20% of Part B outpatient expenses, except for the Part B annual deductible ($240 for 2024).
  • THE DRUG PLAN (PART D) is a separate plan that helps cover the cost of your prescriptions. Premium cost runs between $4-$30 per month.
  • We can help you determine which Drug Plan is best based on the prescriptions medications you take.

Option #2

Medicare Advantage (Part C) As seen on TV.

The Basics: Offered by private insurance companies.

A black and white image of the letter c
  • This “All in one” option combines Original Medicare Parts A & B, Prescription drug coverage (Part D) & usually includes extra benefits not covered by Original Medicare - like dental, vision, hearing & more.
  • Medicare pays private insurance companies each month to administer your Medicare benefits, so many plans can offer little to no monthly premiums.
  • Depending on the type of visit/service obtained, you will have to pay copays &/or coinsurance until you reach the plans yearly out-of-pocket limit.
A logo of speakers fitness

Now included on most Medicare plans.

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